Finance, for those who'd rather not.

A personal finance app that doesn't expect you to change.
Unlike your parents' high standards.

 Modern  world 
 has  come  a  long  way.  
(1/5)
 

 Manual  logins 
 have  become  Face  IDs. 
 Algorithms  now  curate 
 identities. 
 AI  casually 
 exists  in  your  hands. 
 
(2/5)
 

 The  systems  behind 
 things  that  matter 
 have 
 upgraded  effortlessly. 
 
(3/5)
 

 Yet  when  it  comes  to 
 money, 
 the  seamlessness 
 disappears. 
 
(4/5)
 

 Suddenly  you’re  expected 
 to 
 try  harder,  care  more,  and 
 figure  it  out  yourself. 
 
(5/5)
 

   Enough    with    the    friction.   
 
(6/5)

Introducing,

twrds is a personal finance app that makes managing money as effortless as doing absolutely nothing. We've engineered a way to strip the friction out and the wins in, reclaiming your headspace for the glorious, unhinged chaos that is your life.

🔒

Built on India's Account Aggregator Framework

RBI-regulated, consent-based, encrypted data fetching.

🧃

Design > Discipline

We believe effort is a design flaw. If discipline worked, this category wouldn't exist.

👀

Engineered to Stick

If you’re even slightly intentional about how you live, you're going to enjoy this more than you should.

Finance, for those who'd rather not.

Introducing,

Good things come to those who don't wait.

Good things come to those who don't wait.